Meet Louise
Challenge:
How Trauma cover can change your life
- Louise, 45
- Married
- Diagnosed wtih Breast Cancer
- 5 weeks off work
Louise was diagnosed with breast cancer in September 2009. She had no idea of the magnitude of what was ahead when she found a lump in her breast. An unexpected trauma payout provided a much-needed reprieve for Louise and John after Louise’s breast cancer diagnosis.
“There was something else Louise didn’t expect: a substantial trauma claim benefit
after claiming on a barely-remembered trauma policy.” Like many sufferers, 45-year-old Louise’s breast cancer diagnosis came as a shock. “I was fit and well and had never had any health issues”.
Off work for five weeks, Louise relied heavily on the support of her husband John –
and her family. They took out life insurance and trauma cover when they bought their first home seven years ago. When Louise was recovering, they submitted a trauma claim and a few weeks later, received a very welcome surprise in their bank account.
Louise was covered by private health insurance but the couple still faced medical bills
and out-of-pocket expenses. “It doesn’t change the situation but money does help a little bit”. “The most important thing for us was how easy it was to claim. There were no challenges". John now believes trauma cover is just as important – if not more so – than life insurance”.
Louise is pragmatic about her situation: “I was lucky. One woman gets diagnosed with breast cancer every 43 minutes.” The past months, however, have taught her a valuable lessons: “Don’t hesitate to take up trauma cover”.
*name has been changed for privacy
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