Accounting For Individuals & Families

When you’re looking for an accountant, we understand that you want to engage someone who understands you and your financial position.  Let us take away the burden of your accounting and taxation needs, while ensuring you are well-placed to build your wealth.

We can help you with:

• Goal Setting, Budgeting & Cash Flow Planning - Click to expand

  Everyone is different and our approach enables you to chart your course to financial independence. Otherwise you may wander aimlessly, wondering why you never see the results you’d like.

  Budgets are a crucial element of goal setting and enable you to identify when you have reached your financial targets. They also ensure you do not overspend and can maximise your cash flows.    Why is it that working harder and earning more money doesn't always translate into wealth?  What's your exact financial position, right now?  Our cash-flow program enables you to get back in control.

• Tax Structuring - Click to expand

  By planning for the future and putting the right structures in place for your investments, you’ll start building your wealth.  Tax structures can reduce your tax burden and provide income to loved ones, while reducing your total family tax liability.  Legally reducing the amount of tax you pay is vital in your path of wealth creation. 

  While structures such as trusts can be used to protect your personal assets and can save you tax by distributing income to family members (and even charities), there’s not a ‘one-size-fits all’ solution.  Let us put the right structure in place for your unique circumstance and ensure that it is reviewed in line with your needs over the long-term.

• Tax Planning - Click to expand

  In simple terms, the goal of tax planning is to legally arrange your financial affairs to minimize your taxes. An effective tax strategy is specific to your individual circumstances and our accountants will assist by providing you detailed recommendations within areas such as  tax-effective treatment of expenses and income and opportunities within superannuation, investments and trusts. 

  Importantly, by ensuring your accountant and financial planner work together you can be sure that your tax minimization strategies and your long-term wealth strategy is optimized for you.

• Assisting with your Financial Reporting Obligations- Click to expand

  Staying on top of your financial reporting obligations and keeping abreast of the changes in law or the timings for all your reporting requirements can be daunting.

  As part of our accounting services we’ll ensure you keep on top of it, including lodging your annual tax return with the Australian Tax Office (ATO).

• Estate Planning - Click to expand
  As unpleasant as the thought is, estate planning is one of the necessities in life. It allows peace-of-mind knowing your hard-earned assets will be dealt with in the manner you choose.

  Potential complex legal, tax and financial matters all need to be considered carefully to ensure that your estate is distributed as you wish. An estate plan is designed to protect your assets for your family (both during your lifetime and after)  and will save your beneficiaries, family and friends a great deal of time, hassles and heartache.

  We can help you ensure assets are protected for beneficiaries as assets move from one generation to the next and the next.

• Superannuation and SMSF’s- Click to expand
  Superannuation continues to present excellent opportunities, well beyond tax effective savings.  How you invest your superannuation and take advantage of the opportunities available to you will have an enormous impact on whether you achieve the retirement you desire.

   

Your accounting team understand that they are just one part of building your financial future and work closely with your financial planner.  You can  expect that your accountant and financial planner work together so that your tax strategies for this year don’t compromise your wealth for the rest of your life.  Feel confident knowing that you’re in good hands to achieve your big picture.