Financial Planning Services
Through our integrated services, we can help you save money, protect against risk, manage debts, grow assets, reduce tax liabilities, plan for retirement, identify entitlements for government benefits, and even plan your legacy for the next generation.
Here are some of the areas in financial services we can assist:
Retirement Planning & Wealth Creation Strategies
We have been using and refining our Retirement Gap Planning process for over 10 years so that each of our clients can be confident in the knowledge that they are on track for their retirement.
Investment Planning (including risk profiling)
There is a wide variety of investment options, including direct shares, bonds, mutual funds, bank deposits, managed funds real estate (residential and commercial property), futures and options. Through proper investment planning, we can identify the most appropriate portfolio mix which will meet your needs and be aligned to your sensitivity to risk and volatility.
Gearing & Diversification
Gearing offers greater portfolio diversification and potential tax efficiencies.
Salary Packaging Advice
Salary packaging takes advantage of the opportunities and tax concessions available to employees of Public Benevolent Institutions, Charities and not-for-profit Hospitals. As part of our services we are able to guide you in this area.
Superannuation Strategies and Implementation
Superannuation is your investment in the future. Our team has a thorough understanding of super and can advise and explain what will best work for you.
Self Managed Superannuation Funds (SMSFs)
Self managed super funds offer flexibility so that they can be structured to meet the specific investment needs of members. An SMSF provides maximum control over your superannuation assets and allows you the flexibility to decide how your funds are invested and how the fund is to operate.
Allocated Pensions (and Transitioning to Retirement TTR Strategies)
An allocated pension is an account that will provide you with a regular income stream from your super savings.
Generating Tax-Free Income
Through effective tax planning and tax structuring, we can ensure maximise tax opportunities available to you, without compromising your long-term wealth goals.